NRIs / OCIs too can avail home loan facilities in Indian rupees like domestic investors for their property purchases, up to 80-85 per cent of the property value, depending upon individual eligibility, age and the tenure can be 3 to 25 years in Equal Monthly Installments (EMI).
NRIs / OCI can make payments by any given ways:-
●Through normal banking channel
●Bank loans – loans are directly paid to the seller’s or developer’s bank account
●NRE/ NRO/ FCNR account maintained in India.
Any property investment includes stamp duty, registration charges plus GST to be paid according to Indian laws.